Effective date: July 6, 2026

Privacy Policy for SME Payroll

SME Payroll is a payroll management application designed to help businesses record staff time, manage payroll periods, prepare timesheets, generate payslips and export payroll information.

SAUFO Trading logo

This Privacy Policy explains what information SME Payroll may collect, how it is used and how users can manage their information.

1. Information We Collect

SME Payroll may collect and store the following information entered by users:

  • User account details, such as name, email address and password.
  • Business or company details, such as business name, address, phone number, email address, logo and business bank details.
  • Staff details, such as staff names, employee numbers, positions, departments, hourly rates, working hours, allowances, deductions and payroll totals.
  • Payroll records, including payroll period dates, timesheets, payslips, gross pay, deductions, net pay and approval status.
  • Bank details entered for payroll administration, including business source account details and staff destination account details.
  • Uploaded images, such as company logos.

2. How We Use Information

The information entered into SME Payroll is used to:

  • Create and manage payroll records.
  • Record staff working time.
  • Calculate staff pay based on hours, rates, allowances and deductions.
  • Generate timesheets and payslips.
  • Export payroll files, including CSV and bank upload files.
  • Display company details and logos on payroll documents.
  • Manage multiple businesses under one user account.
  • Support app functionality and user experience.

3. Payroll and Bank Processing

SME Payroll may allow users to enter business bank details and staff bank details for payroll preparation and export.

The current version of SME Payroll does not directly transfer money, debit bank accounts or credit staff accounts. Payroll processing is prepared through export files and approval workflows. Any future direct bank payment feature would require connection to a licensed banking or payment provider and may require additional terms, permissions and legal compliance.

4. Data Storage

In the current version, SME Payroll stores payroll information locally on the user's device using app storage. Users are responsible for managing and protecting access to their device.

If future versions include cloud backup, online accounts, payment processing or server storage, this Privacy Policy will be updated to explain how that data is stored and protected.

5. Data Sharing

SME Payroll does not sell user data.

Information may only be shared when:

  • The user exports payroll files, payslips, timesheets or bank upload files.
  • The user chooses to send or share documents outside the app.
  • It is required by law, regulation, legal process or government request.
  • A future payment, banking or cloud service provider is connected with user permission.

6. Data Security

We take reasonable steps to help protect information handled by SME Payroll. However, no app, device or electronic storage method is completely secure.

Users should protect their device, login details, payroll records and exported files. Users should only enter payroll and bank information they are authorized to manage.

7. User Control

Users can update, edit, export or delete payroll information inside the app. Users can also remove app data by clearing the app's storage or uninstalling the app from their device.

8. Children's Privacy

SME Payroll is intended for business owners, payroll administrators and adult users. It is not designed for children and is not directed to users under 18 years of age.

9. Third-Party Services

SME Payroll may use Google Play services for app distribution and may later use Google Play Billing for subscriptions. Google's own privacy policies apply to Google Play services.

Future versions may connect to payment, banking, cloud storage or authentication providers. If such services are added, this Privacy Policy will be updated.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this privacy policy webpage with a new effective date.

11. Contact Us

If you have questions about this Privacy Policy or SME Payroll, contact:

SME Payroll / SAUFO Trading
saufotrading@gmail.com
70363853